How to Avoid Being Ripped off by a Contractor

| posted in Blog

Many Americans decide to remodel or build additions to their homes in the summer as the weather is more accommodating to that kind of work. But when summer starts, scammers also come out of the woodwork and it’s not uncommon for homeowners to be ripped off by an unscrupulous contractor. The most common scam is to ask for money up front and then abscond, never to be seen again. Also, many shoddy contractors will underperform, providing poor workmanship at an exorbitant cost and try to illicit more money from you in the process. If you are planning a remodel, you…
Read More

Silica Safety Enforcement Delayed for Construction Industry

| posted in Blog

Cal/OSHA has delayed enforcement of its crystalline silica safety standard for the construction industry for another three months to ensure the California rules are in synch with federal rules on the dangerous airborne matter. The move came after Fed OSHA announced April 6 a delay in adoption of the crystalline silica standard for the sector “to conduct additional outreach and provide educational materials and guidance for employers.” The silica rules have already been in effect for general industry since 2016 and the delay in enforcement is only for the construction industry. Enforcement for the construction sector was slated to start…
Read More

Cal/OSHA Ramping up Inspections: How to Prepare

| posted in Blog

California businesses can expect more inspections in the coming years as Cal/OSHA ramps up its personnel after its workforce was cut back as a result of the effects of the Great Recession that started in 2008. In 2015, Cal/OSHA inspections reached the highest level in five years and the number of violations cited was the most since 2008, according to the workplace safety agency. Inspectors were also writing out more serious violations – also the highest since 2008. As the agency continues to beef up its ranks of inspectors, Cal/OSHA will be able to visit more workplaces in the coming…
Read More

Agency Mulls Not Counting Portion of First Aid Claims in X-Mods

| posted in Blog

California’s workers’ compensation rating agency is developing new guidelines that would exempt a portion of first aid claims from being included in the calculation of employers’ X-Mods. Under state regulations, employers are required to report injuries that require first aid and are not severe enough for the employee to seek medical treatment or miss work. But despite the rules, few employers report the claims to their insurance companies. The Workers’ Compensation Insurance Rating Bureau hopes that creating an exemption in the experience rating plan for first aid claims and injuries would increase reporting. According to the trade press, the Rating…
Read More

Bureau Recommends 12.2% Rate Cut for 2016

| posted in Blog

California’s workers’ compensation statistical agency will recommend that benchmark rates be reduced by an average of 12.2% for policies incepting at the start of next year. The rate filing is actually for a 0.8% reduction, but that comes after benchmark rates were cut 10.2% on July 1, so that’s why the average rate reduction for January policies is higher. The Workers’ Compensation Insurance Rating Bureau will file the recommendation with the state insurance commissioner, who has the final word on rates in California. He can either choose to approve or reject the rate, and if he does the latter he…
Read More