If You’re Leasing Employees, You May Still Be an Employer

| posted in Blog, Newsletter

  Leasing some or all employees is a common business practice. The National Labor Relations Board estimates that temporary staffing agencies supplied 2.87 million workers in 2017. This will increase to almost 4 million by 2022. Staffing agencies assume an employer’s administrative tasks. These include payroll handling, tax withholding, and so on. States vary in how their laws treat these situations. Some consider the firm supplying the workers to be the employer. Others take the opposite view. In some situations, multiple organizations are considered to be “joint employers.” This means that both firms assume the employer’s obligations. Joint employer status…
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Deadline Extended to Provide ACA Tax Forms to Employees

| posted in Blog, Newsletter

The Internal Revenue Service is presenting employers with a gift by extending the deadline during which they are required to furnish essential Affordable Care Act-related forms to their employees. Applicable large employers (ALEs) to whom the ACA employer mandate applies will now have until March 4, 2019 to furnish their employees with Forms 1095-B and 1095-C for 2018. The old deadline was Jan. 31, 2019. Also, the IRS is extending relief from penalties to employers who file or furnish incorrect or incomplete statements if they can show they made a good-faith effort to comply. ALEs with 50 or more full-time…
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Top 10 Laws and Regulations for 2019

| posted in Blog, Newsletter

  Every year comes with new laws and regulations that affect employers. It pays to stay on top of all the new requirements, so we are here to help you understand those that are most likely to affect your business. The following are the top 10 laws, regulations and trends that you need to know about going into 2019. 1.     Sexual harassment training Since 2005, California law has required employers having 50 or more employees to provide at least two hours of sexual harassment training to supervisors every two years. SB 1343 changes this by requiring employers with five or more employees…
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Insurance Checklist for the New Year

| posted in Blog, Newsletter

Did you make any New Year’s resolutions this year? Besides making time to rid your life of bad habits or setting goals to improve your life and health, the start of the year is also a perfect time to re-evaluate your insurance coverage needs. This is especially true if you’ve had any significant life changes or made large purchases during the prior year, like: Having a baby Getting married or divorced Making add-ons to your home, like a new deck, a man cave or swimming pool Making any major purchases, like a new entertainment system or new appliances. You can…
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As Drug Prices Skyrocket, This Top 10 List Will Shock You

| posted in Blog, Newsletter

It’s no secret that the cost of pharmaceuticals is going through the roof. You’ve heard the stories of price-gouging by some companies that have jacked up prices thousands of percent. Drug costs are starting to weigh heavily on the cost of care, in turn driving up health insurance premiums, which individuals, employees and employers are all feeling. The cost of some medications is so extreme that a single dose may far surpass the total premium paid for coverage. Also, most people never really know the true price of a drug unless they are 100% on the hook for medications under…
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New Law Bars Pharmacy Benefit Manager Gag Clauses

| posted in Blog, Newsletter

President Trump has signed two bills into law that would add transparency to drug pricing by banning gag clauses imposed by Pharmacy Benefit Managers (PBMs) that bar pharmacists from discussing drug prices with the person buying prescription medication. The bills, passed with bipartisan support, take aim at the PBM practice of clawbacks, which occur when the copayment set by the PBM is more than the actual cash price of the drug. So instead of the policyholder being able to pay less for the drug, the PBM will usually pocket the difference. And because of gag clauses, most policyholders never get…
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Cal/OSHA Issues Emergency Rules for Posting Injury Forms Electronically

| posted in Blog, Newsletter

Cal/OSHA is implementing emergency regulations that require California employers with 250 or more employees to submit their 2017 Form 300A summaries electronically by the end of this year. That’s the form that you signed and posted in your workplace from Feb. 1 to April 30. Form 300A contains only the summary of injuries and is not the actual log, which contains the names of the employees who were injured. For the electronic filing, you will simply take the same information on the form you posted earlier this year and enter it into an electronic database. The short ramp-up period will…
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Limiting Your Liability During the Company Holiday Party

| posted in Blog, Newsletter

With the fallout from the #MeToo movement forcing employers to change their internal conduct policies, they are also reassessing the office holiday party. While gatherings can be a good time for your staff to mingle casually with their colleagues and clients, they can also prove to be a liability for businesses – particularly if you serve alcohol. Not all companies are canceling holiday parties, though. Some are being a little more careful and limiting or eliminating alcohol served at holiday celebrations. If you are throwing a holiday party, you should take steps to limit risks and make sure you are…
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Help Your Employees Save Money on Pharmaceuticals

| posted in Blog, Newsletter

Most employers are doing all they can to keep their employees’ health insurance and health care outlays to a minimum. And while most of those efforts are focused on the upfront cost of insurance, copays and deductibles, some employers are taking it a step further to help their employees control the very costs they actually have the most control over – and one of those areas is medicine. Helping your workers become wise consumers of health services can also cut your overall insurance costs, as well as help your employees conserve more of their own funds if they have high…
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Reducing Workplace Stress Is Vital for Safety, Retention, Production

| posted in Blog, Newsletter

During our economic recovery one element that has been persistent is that employers are trying to get more out of their workers than ever before. And while most managers and owners try to ensure that their workers are provided a safe workplace and put a premium on reducing the chances of accidents, one often overlooked area is workplace stress. Heaping too much stress or too many responsibilities on a single employee can greatly increase their chances of not only burnout, but also making costly mistakes. A worse-case scenario is that if they are engaged in more labor-intensive occupations, too much…
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