Top 10 Laws, Regulations and Trends for 2018

| posted in Blog, Newsletter

In this article, we focus on the top 10 laws, regulations and trends going into 2018 that employers need to be aware of. New Parent Leave Act Effective Jan. 1, 2018, employers in California with 20 or more workers will be required to provide eligible employees with 12 weeks of unpaid, job-protected leave to bond with a new child. This builds on a 20-year-old law that required only employers with 50 or more staff to provide employees with time off for child bonding. Like the current law, the New Parent Leave Act applies to newborns or a child placed with…
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Why Your Business Needs an Umbrella Liability Policy

| posted in Blog

If you own a business or commercial property, consider how easily you could absorb events like these: • You own an apartment building with a porch that does not have railings. One of your tenants falls from it, and recovery from her injuries requires months of physical rehabilitation. A court awards her $3 million. • The poorly maintained brakes on an asphalt truck fail. The truck strikes the back of the car in front of it, causing a woman riding in the car to suffer serious hand injuries. The truck’s owner settles with her for $1.5 million. • A man…
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Your Liability Every Time Someone Enters Your Facility

| posted in Blog

One sure-fire way for a business to get sued is if a visitor – a customer, vendor or anyone else – injures themselves while on your premises. While you may already do all you can to keep employees and customers safe, you are likely still exposed to being sued if someone injures themselves in one of your facilities. Alhough the most common situation that comes to mind is the slip and fall accident, your liability for injuries sustained on your property extends far beyond such injuries. What you need to know It doesn’t matter if you own your building or…
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Have Plans in Place as Mega-quake Threat Level Is Raised

| posted in Blog

The risk for a massive earthquake of magnitude 8.0 or greater has increased, according to the U.S. Geological Survey. The risk of that kind of mega-quake occurring in the next three decades is now 7%, according to the survey, which just last year released a report that increased the threat level from 4.7%. It has raised the threat level again due to a better understanding that quakes are not limited to separate faults and that one can start on one fault and jump to others, resulting in a multiple faults snapping at once in a giant mega-quake. The report says…
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Top 10 Laws and Regulations Affecting Business in 2016 (Part 1)

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AS WITH every New Year, businesses are faced with a slew of new laws and regulations. We’ve condensed them into a list of the top 10 most likely to affect your operations. 1. New teeth to gender equal pay laws A new state law adds teeth to the laws on gender pay equality. Before SB 358, employees seeking to prove pay discrimination had to demonstrate that they are not paid at the same rate as someone of the opposite sex at the same establishment for “equal work.” Under the new law, the requirement of “same establishment” has been deleted, and…
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Business Umbrella, Excess Liability Insurance Essential as Costs Rise

| posted in Blog, Newsletter

As a responsible business owner you no doubt make sure that you are properly insured for any liabilities resulting from damage to other parties. Imagine some of the following scenarios: • What if a visitor trips and falls at your business, breaking a leg and is unable to work for a few months while they recover? • What if a customer suspected of stealing later proves their innocence and sues for defamation of character? • What if one of your employees, driving a company truck, rams into a passenger car and severely injures some of the occupants? The costs of…
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Protecting Your Business from Wildfire

| posted in Blog

As wildfires rage in California and elsewhere in tinder-dry areas of the US, now more than ever you need to make sure that your business is protected from the threat. Whether you own or operate an apartment complex, convenience store, office, motel, restaurant or other retail establishment, the steps you take now will reduce the risk of costly repairs or rebuilding if a wildfire strikes. If you are located in one of the many tinder-dry areas this year, you need to consider the possibilities that fires can start near your business – and, if so, are you prepared to deal…
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Changes to California’s New Paid Sick Leave Law

| posted in Blog, Newsletter

Less than two weeks after it took effect, California’s paid sick leave law has been changed with important amendments that affect most employers in the state. The new changes took effect immediately upon Gov. Jerry Brown signing the fixer legislation to last year’s Healthy Families Act of 2014. The new law gives employers some new flexibility in how they accrue paid sick leave. To make sure that you stay on top of the new law and understand your responsibilities, the following are the main changes: Employer standard The old law: Under the original version of the law, if an employee…
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Independent Contractor Classification Clarified amid Crackdown

| posted in Blog, Newsletter

On July 15, the U.S. Department of Labor (DOL) issued an administrator’s interpretation regarding the application of the Fair Labor Standards Act with respect to the misclassification of workers as independent contractors. The new interpretation is required reading for any business that uses independent contractors to any degree – often or seldom. It’s also important as the government continues to crack down on companies that misclassify their employees as independent contractors, most recently evidenced by the decision that Uber drivers are employees, and not independent contractors. The interpretation came after a ruling by the California Labor Commissioner’s Office that a…
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