In-House Inspections Crucial to a Safe Workplace

| posted in Blog

When was the last time you or the person responsible for doing so walked around your facility, warehouse, office or other workplace and did a safety inspection? Your Injury and Illness Prevention Program should state that the owner, supervisor or person with authority and responsibility shall conduct monthly workplace safety inspections. To maintain a safe and healthful workplace, OSHA requires that you use the safety standard to help identify hazards that exist now or could develop. You are also required to indicate the frequency of inspections and identify the person responsible for conducting them and correcting unsafe conditions in all…
Read More

Cyber Attacks, Number One Risk for Businesses: Survey

| posted in Blog

A new survey has found that cyber risks have risen to become the number one concern among businesses, replacing the COVID-19 pandemic and business interruption as the top risks in 2022. The second-most cited risk was business interruption and supply chain disruptions, followed by natural catastrophes, according to the “Allianz Risk Barometer 2022.” The rankings follow a year that saw an explosion in cyber attacks, massive business interruption and supply chain disruptions that have left factories idle and store shelves bare, and record damage caused by natural catastrophes. This annual survey provides perspective on the number and variety of threats…
Read More

Stay on Top of These New Laws, Rules in 2022

| posted in Newsletter

Every year starts with a flurry of new laws and regulations that California employers have to contend with. And 2022 is no different as the California legislature had a busy year and the stresses of the COVID-19 pandemic resulted in more activity. The end result is another round of new laws that employers need to stay on top of so they don’t run afoul of them. With no further ado, here are the top regulations and laws affecting California businesses.   Big change to Cal/OSHA citations A new law adds two new Cal/OSHA violation categories that carry penalties of up…
Read More

California Launches Workplace COVID-19 Vaccination Program for Employers

| posted in Newsletter

The state of California has launched a new initiative aimed at helping employers set up on-site COVID-19 vaccination clinics for their employees. As vaccine uptake starts to slow down while more employees return to work, employers have been wrestling with how to get as many of their workers vaccinated as possible. Some companies are requiring staff to get vaccinated while others have been offering incentives like gift certificates to urge them to take the plunge. Due to the complexity of organizing an on-site vaccination clinic, the California Department of Public Health (CDPH) has created a straightforward “Employer Vaccination Toolkit,” where…
Read More

Health Insurance Outlook and Changes for 2022

| posted in Newsletter

As we enter 2022, there are a number of changes on the horizon that plan sponsors need to be aware of as they will affect group health plans as well as employees enrolled in those plans. Some of the changes concern temporary rules that were implemented during the COVID-19 pandemic. In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. Here’s a list of what to expect in 2022. HDHP telehealth services — The CARES Act,…
Read More

New Issues for 2022 Group Plan Open Enrollment

| posted in Uncategorized

Employers are entering the second year of open enrollment taking place during the COVID-19 pandemic, which is still having an outsized impact on the process and which has changed the face of health insurance. There are a number of issues that will have an effect on health plans, including regulations and laws affecting coverage that were born out of the pandemic. Mercer LLC recently published a list of compliance-related priorities that health plan administrators and sponsors have to consider, including: Legal and regulatory changes Health plan transparency in coverage rules takes effect on Jan. 1, 2022. Newly introduced regulations require…
Read More

Don’t Forget a Cell Phone Policy for Driving Staff

| posted in Newsletter

The amount of deadly and injury accidents attributed to distracted driving continues to increase despite laws in virtually every state banning people from texting and engaging on their smartphones while driving, as well as from talking without a hands-free device or system. Don’t forget that occupational health and safety laws also apply when employees are driving as part of their job, and as a result, the risks should be effectively managed and addressed in your Injury and Illness Prevention Plan. But one area that you may have overlooked is the use of mobile phones while driving. A substantial body of…
Read More

Group Plan Affordability Level Set for 2022

| posted in Newsletter

The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act. Starting in 2022, the cost of self-only group plans offered to workers by employers that are required to comply with the ACA, must not exceed 9.61% of each employee’s household income. Under the ACA, “applicable large employers (ALEs)” — that is, those with 50 or more full-time employees (FTEs) — are required to provide health insurance that covers 10 essential benefits and that must be considered “affordable,” meaning that the employee’s share of premiums may not…
Read More

Prepare Your Business for Delays in Postal Service

| posted in Newsletter

You may not think of postal delays as a cost of doing business or a risk to your operations, but slower mail can pose a number of issues for timely correspondence and package deliveries. The U.S. is facing the specter of longer delivery times for first class mail, and the longer the mail has to travel the longer it will take to get there. That’s thanks to changes that were implemented by the United States Postal Service starting Oct. 1. You should prepare for these changes and expect delays in mail and parcel delivery, as well as in sending your…
Read More

COVID-19 Drives Surge in Employment Practices Claims

| posted in Uncategorized

Employers are being hit with a wave of COVID-19-related employment lawsuits, which is starting to have an effect on employment practices liability insurance (EPLI) rates and coverages. A tally by the law firm of Fisher Phillips found that as of August 2021 there had been 2,950 COVID-19-related employment lawsuits filed in the U.S. Most of the complaints concern remote work arrangements, workplace safety and discrimination. Lawyers predict a new wave building as employers get pushback from some employees about their vaccine policies and continuing safety measures. The most common COVID-19-related complaints are: Remote work and leave issues (28% of total)…
Read More