Baseline Health Tests Can Shave Workers’ Comp Claims Costs

| posted in Blog

More employers are testing new hires in physical jobs to establish a baseline in case they ever file a workers’ comp claim down the road. The aim is to establish what physical ailments and pain the new hire already has, so if they are injured you can find out if they aggravated an existing injury or it’s just an existing injury that’s flaring up. And if done correctly, baseline testing doesn’t infringe on the worker’s rights or health privacy. Baseline testing should not be confused with physical evaluations that are conducted after a job offer, but prior to placement, to…
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High-deductible Plans Gain Favor, but PPOs Still Tops

| posted in Blog

More employees than ever are opting for high-deductible health plans (HDHPs), but preferred provider organizations (PPOs) are still the most popular among group health plans, a new study has found. Thirty-four percent of employees selected an HDHP for 2016 when it was offered alongside a traditional health plan, with millennial employees over age 26 the most likely to choose the option at 40%, according to a report by benefits management technology provider Benefitfocus Inc. The company analyzed enrollment data from 2,400 midsize employers using its technology platform. The study found that 87% of midsize employers offer traditional plans – health…
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Diabetes Wellness Programs Can Boost Productivity, Reduce Expenses

| posted in Blog

Physicians and employee health experts are increasingly recommending that employers include diabetes screening, prevention and management in their company-sponsored wellness programs. Diabetes – known as the “silent killer” – afflicts more than 29 million Americans, or 9% of the population. Type 2 diabetes – or “adult-onset diabetes” – accounts for about 90% to 95% of all diagnosed cases of diabetes. Type 2 diabetes is associated with older age, obesity, family history of diabetes, history of gestational diabetes, impaired glucose metabolism, physical inactivity, and race/ethnicity. The fallout from the disease has a significant impact on businesses as it can lead to…
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Cumulative Trauma Claims Rising Fast

| posted in Blog

A new and costly trend is affecting workers’ compensation as more cases involve what’s known as “cumulative trauma” – or injuries that develop over an extended period of time from repetitive or continuous motions. Often these injuries are due to excessive wear and tear on tendons, muscles and sensitive nerve tissue that can leave a worker unable to perform their job due to pain. They can arise in any profession where a worker performs the same motion over and over again. Interestingly though, many of the new cases are being filed after employees are fired and they are primarily being…
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Address Risks of Cloud Storage before Making Switch

| posted in Blog, Newsletter

As cloud data storage becomes more ubiquitous, you may be considering migrating many of your company’s storage functions to a cloud service. Going with cloud storage can save you money in terms of data storage and hardware, but there are also issues you need to consider, particularly: • Accessibility • Dealing with data loss and recovery • Escrow agreement with provider • Continuity after termination • Ability to handle advanced workloads First and foremost, you should not focus exclusively on cost as it is just one parameter you have to consider when initiating a cloud service. One of the most…
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