Getting around the Question of Spousal Coverage

| posted in Blog

While the Affordable Care Act requires employers to offer coverage for employees’ adult children until the age of 26, it does not require them to offer coverage to their workers’ spouses. As employers try to balance the costs of offering health coverage, spousal coverage is often on the table for cutting when making cost decisions. Many employers view offering spousal coverage as a way to keep up morale and serve as a recruitment and retention tool, but others consider the option a burden. Cutting it out completely though is often a bitter pill for many employees to swallow, particularly if…
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Same-sex Marriage Ruling and Your Employee Benefits

| posted in Blog, Newsletter

In June, the Supreme Court ruled that same-sex marriages are valid and should be performed throughout the United States. While the ruling in the case of Obergefell vs.Hodges is about personal liberties, it also will have an effect on employers’ employee benefit plans – and you need to know how to respond. First, in its ruling the court did not touch on sexual orientation discrimination in the workplace. As a result, the decision does not require employers to treat the same-sex spouses of their employees the same as opposite-sex spouses with respect to the provision of health and welfare benefits….
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