Protect Yourself against Liability Exposure from Contractors’ Employees

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As a business owner, you could be held liable for the actions of other peoples’ employees. U.S. employment law has long recognized that workers may have an employment relationship with multiple entities at the same time. That means your company could get stung with OSHA fines, Title VII discrimination claims and other actions that arise from the actions of an employee that you thought was a subcontractor. Here’s why: In Secretary of Labor vs. Summit Contractors, the 8th Circuit ruled that companies that exercise overall control of a job site can be held liable for workplace infractions – even when…
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Why Your Business May Need Pollution Coverage

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Almost all businesses have some risk of being sued or cited for pollution, even the most benign, such as a property owner. Pollution exposures for many businesses are obvious – like dry cleaners from the chemicals they use, to printing companies from the ink they use. And any manufacturer would face some type of pollution exposure as well, in addition to warehouse operators and contractors. Think you’re not exposed? Say you own a business property, even an office building for example, you could have pollution exposure such as: The existence of lead (paint and pipes or asbestos). Releases by tenants…
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