Insurance Checklist for the New Year

| posted in Blog, Newsletter

Did you make any New Year’s resolutions this year? Besides making time to rid your life of bad habits or setting goals to improve your life and health, the start of the year is also a perfect time to re-evaluate your insurance coverage needs. This is especially true if you’ve had any significant life changes or made large purchases during the prior year, like: Having a baby Getting married or divorced Making add-ons to your home, like a new deck, a man cave or swimming pool Making any major purchases, like a new entertainment system or new appliances. You can…
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This New Year Resolve to Review Your Insurance

| posted in Blog, Newsletter

While you may have made some good New Year’s resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies. You may have acquired new property, upgraded your home or bought new stuff for your house and, considering the increasing risks of natural catastrophes, you may now have more risk than you’re aware of. By taking a little time, you can ensure you’re adequately protected and that you won’t have any unpleasant surprises if you have to file an insurance claim. We recommend you do the following: Talk to us Call us…
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Filing Late and Other Ways to Have Your Claim Rejected

| posted in Blog

One of the biggest mistakes you can make if you incur damage to your business premises is to wait too long before filing the claim with your insurer. The owners of Dallas Plaza Hotel learned this the hard way last month when a U.S. Circuit Court of Appeals held that the business had waited too long to file a claim with its insurer after suffering hail damage in July 2009. The court ruled that because the hotel had waited more than 19 months to file the claim, it was impossible for the insurer, American Insurance Co., to ascertain exactly when…
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