Many Small Businesses Can’t ID Workers’ Comp Fraud

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Fraud eats away at workers’ comp costs for all businesses, but it hits small businesses the hardest as they may not have the resources to identify bogus claims. According to a new study by workers’ comp insurer Employers Holdings Inc., about 20% of small-business owners are not sufficiently prepared to identify workers’ compensation fraud. It’s estimated that at least 10% of claims are fraudulent, so identifying those illicit claims would keep your workers’ comp claims in check and reduce your workers’ comp premiums. Claims fraud happens when an employee tries to gain workers’ comp benefits by falsely stating that an…
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Good Housekeeping Yields a Safe Workplace

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The manufacturing environment is often a busy and hectic one with high potential for injuries or accidents to occur. Good housekeeping habits can help reduce these hazards. Housekeeping is also an essential part of any effective safety program and a safe workplace can reduce the risk of injuries, which not only put employees in danger but also can affect your workers’ comp premiums as well as force you to incur other costs. Depending on the type and scope of work, it is important that you have staff to perform housekeeping duties such as picking up trash and cleaning work areas…
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