Your Liability Every Time Someone Enters Your Facility

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One sure-fire way for a business to get sued is if a visitor – a customer, vendor or anyone else – injures themselves while on your premises. While you may already do all you can to keep employees and customers safe, you are likely still exposed to being sued if someone injures themselves in one of your facilities. Alhough the most common situation that comes to mind is the slip and fall accident, your liability for injuries sustained on your property extends far beyond such injuries. What you need to know It doesn’t matter if you own your building or…
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Could Your Staff Respond to a Medical Emergency?

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If one of your employees or a customer had a serious medical emergency while at work, would your staff know how to respond? Unfortunately, most U.S. employees are not prepared to handle cardiac emergencies in the workplace because they lack training in CPR and first aid, according to new survey results from the American Heart Association. The AHA found that most workers do not have access to CPR and first aid training, and half could not locate an automated external defibrillator at work. The findings reflect the poor preparation many people have for dealing with a medical emergency and, since…
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’Surf-by’ ADA Lawsuits Could be Next Legal Trap for Businesses

| posted in Blog, Newsletter

No doubt you’ve heard of the “drive-by” Americans with Disabilities Act lawsuits that are filed by plaintiffs who see ADA violations at businesses (like entrances that are inaccessible by wheelchair) just by driving by the location. Now, recent court decisions could pave the way for a new class of ADA claims where disabled individuals have trouble navigating a company’s website – call them “surf-by” claims. Courts recently ruled in favor of plaintiffs who have sued retailers – in two separate lawsuits – claiming violations of Title III of the ADA by having websites that could not be used by disabled…
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As Competition for Talent Increases, More Employers Offer Benefits

| posted in Blog, Newsletter

As competition for talent heats up, more companies are not only offering higher salaries, but also boosting their employee benefit offerings, according to a new study. Nearly 33% of organizations surveyed said they had increased their overall benefits in the last 12 months, a Society for Human Resource Management (SHRM) study found recently. The majority of benefits increases were in health insurance and wellness programs. On the flipside, only 6% of firms said they had reduced benefits, mostly citing the need to remain financially stable, whether it was due to increasing costs of benefits, economic factors or poor organizational performance….
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OSHA Electronic Filing Deadline Extended to December

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OSHA has issued final rules that delay for large employers and those in high-risk industries the electronic filing deadline for 2016 annual injury and illness records until Dec. 1, 2017. The new rule changes an Obama-era federal OSHA regulation that required employers with 250 workers, in addition to firms with 20 or more employees operating in various high-risk industries (such as construction, agriculture, manufacturing, transportation and retail) to file their 2016 Form 300A electronically. The original deadline was July 1. OSHA also said that the delay would give employers more time to prepare their systems for electronic submissions and get…
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Save Your Home from a Termite Invasion

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Regardless of where you live in the US, there is a constant threat of termites or wood-boring beetles infiltrating your home. Termites account for about $1 billion a year in damage to American homes and now that an invasive species from Asia has made it to North American shores, the threat is larger than ever. A typical termite colony can eat through 2.3 linear feet of 2×4 pine in a single year. It may not seem like much, but they will often spread to more woodwork and if they start munching on a supporting beam, the entire house structure is…
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Trump Administration Writing Regs to Loosen Rules on Health Plan Tax Credits for Small Employers

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The Trump administration is crafting regulations that will allow small employers to bypass government-run exchanges to purchase coverage and still be eligible for a tax subsidy. Part of the Affordable Care Act provides for small employers to be eligible for a tax credit if they purchase health insurance for their workers on federally operated exchanges for small businesses. However, the Small Business Health Care Tax Credit is only available to employers that bought coverage on the Small Business Health Options Program (SHOP), leaving those who bought plans on the private market out of luck. Now the Centers for Medicare & Medicaid…
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Commercial Auto Rates Continue Climbing

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By now, you’ve likely noticed that your commercial automotive insurance rates have been increasing since last year, and for now there seems to be no slowing the momentum. The increase is probably noticeable since the period between 2011 and 2016 saw rates drop thanks to a number of factors, including fewer accidents, fewer cars on the road and more competition among insurance companies vying for your business. In this article we look at what’s behind the increase in rates. More drivers More people are driving than since the recession that started in 2008. When millions of Americans lost their jobs…
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How to Avoid Being Ripped off by a Contractor

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Many Americans decide to remodel or build additions to their homes in the summer as the weather is more accommodating to that kind of work. But when summer starts, scammers also come out of the woodwork and it’s not uncommon for homeowners to be ripped off by an unscrupulous contractor. The most common scam is to ask for money up front and then abscond, never to be seen again. Also, many shoddy contractors will underperform, providing poor workmanship at an exorbitant cost and try to illicit more money from you in the process. If you are planning a remodel, you…
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The Hidden Construction Industry Threat: Cyber Risk

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Running a construction firm, you are certainly aware of the number of risks that you face every day from worker safety and protecting the worksite to contractual obligations. But, as your back office relies more on technology to keep your business going, there is an emerging risk for the construction industry that you need to stay on top of: the cyber intrusion threat. New machinery increasingly is computerized and wired, and most design, engineering and construction firms are using some form of cloud computing. As you know, by using multi-user platforms, contractors, designers and project owners can use and share…
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