How to Avoid Being Ripped off by a Contractor

| posted in Blog

Many Americans decide to remodel or build additions to their homes in the summer as the weather is more accommodating to that kind of work. But when summer starts, scammers also come out of the woodwork and it’s not uncommon for homeowners to be ripped off by an unscrupulous contractor. The most common scam is to ask for money up front and then abscond, never to be seen again. Also, many shoddy contractors will underperform, providing poor workmanship at an exorbitant cost and try to illicit more money from you in the process. If you are planning a remodel, you…
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Employers Protest Proposed First Aid Claims Rules

| posted in Blog

California employers are protesting a part of the Workers’ Compensation Insurance Rating Bureau’s 2017 rate filing dealing with first aid claims, asking the insurance commissioner to delay adoption. Businesses say the proposed reporting provisions are unclear and inappropriate in light of impending changes that will exempt the first $250 of every claim from the experience rating calculation. Many employers simply do not report first aid claims in order to keep their experience modifier down, even though the Rating Bureau requires them to do so. Beginning in 2017, frequency will become a major part of the formula for calculating X-Mods. Under…
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