Getting a Head Start on Open Enrollment

| posted in Blog, Newsletter

As open enrollment is right around the corner, now is the time to gear up to maximize employee enrollment, help them make the best selections for their own personal circumstances, and stay compliant with relevant laws and regulations. It’s a lot to take in as uncertainty has been a constant during the last many years with the onset of the Affordable Care Act, and now that its future is hazy at best. Still, since health coverage and other employee benefits are an important part of your compensation package – and your competitive edge for talent – it’s important that you…
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Trump’s New Orders and the Effect on Group Markets

| posted in Blog

After months of failed efforts by Congressional Republicans to eliminate the Affordable Care Act, President Trump has stepped in with two sweeping changes that will likely reverberate throughout the health insurance system. The main order he issued immediately eliminates subsidies that are paid to health insurers that participate in government-run exchanges to reduce deductibles and copays for lower-income customers. While some pundits say the move will create chaos in the individual market, they differ on the likely fallout for group policies. But Trump did sign two other orders that will have a more direct effect on the group market over time:…
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Federal Agencies Stepping up Audits. Here’s What They Are Looking at

| posted in Blog

As the Affordable Care Act takes hold further, government agencies are stepping up their audits of health plans across the country. With many employers still unclear over exactly what they need to do to fully comply with all of the sections of the ACA – from providing affordable insurance to reporting on their plans – the risk is great that you may be found not in compliance at least in some area. There are a number of government entities that are responsible for auditing employer health plans, and they all have different areas of responsibility: Department of Labor (DOL) •…
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