When Injuries at Work Don’t Equal Workers’ Comp

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While injuries and deaths that occur while someone is carrying out their work on behalf of their employer are compensated by workers’ comp coverage, not all workplace injuries or deaths are compensable, as a recent court case shows. In the case, a heating and air conditioning technician died of a heart attack while working in an attic. But his wife was denied workers’ comp death benefits by the insurance company and a workers’ comp judge on the basis that the heart attack was not related to work. The decision by the judge was appealed and a state court recently ruled…
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Report, Investigate Near Misses to Improve Safety

| posted in Blog

One of the most important workplace safety tools that you can put to use is the reporting of near misses and correcting the factors that led to such a close encounter. A near miss is an event that could have led to a workplace injury, illness or death. While you are not required to report near misses to your insurer, you should be taking note of them as they can help you identify deficiencies in your workplace safety protocols. You should use near misses as the starting point to conduct inspections that could help you prevent a real workplace injury…
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