Tag: injury

Dec
15
2017

Are Sleepy Workers Damaging Your Business’s Health?

by CoreMark Insurance Services | posted in Blog

In June 2014, a truck driver from Georgia drove 800 miles from his home to his Delaware workplace. Without stopping to rest, he then got behind the wheel of a Wal-Mart tractor trailer and headed north. He rear-ended a limousine bus on the New Jersey turnpike, starting a chain-reaction crash involving six vehicles and 21 people. Comedy writer James McNair died and television comedian Tracy Morgan suffered serious injuries. The National Transportation Safety Board concluded that the driver, who had been awake for 28 hours, caused the crash because he was fatigued. Employers are increasingly becoming aware of the problems…
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Aug
11
2017

Your Liability Every Time Someone Enters Your Facility

by CoreMark Insurance Services | posted in Blog

One sure-fire way for a business to get sued is if a visitor – a customer, vendor or anyone else – injures themselves while on your premises. While you may already do all you can to keep employees and customers safe, you are likely still exposed to being sued if someone injures themselves in one of your facilities. Alhough the most common situation that comes to mind is the slip and fall accident, your liability for injuries sustained on your property extends far beyond such injuries. What you need to know It doesn’t matter if you own your building or…
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Feb
17
2017

Report, Investigate Near Misses to Improve Safety

by CoreMark | posted in Blog

One of the most important workplace safety tools that you can put to use is the reporting of near misses and correcting the factors that led to such a close encounter. A near miss is an event that could have led to a workplace injury, illness or death. While you are not required to report near misses to your insurer, you should be taking note of them as they can help you identify deficiencies in your workplace safety protocols. You should use near misses as the starting point to conduct inspections that could help you prevent a real workplace injury…
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Jul
15
2016

Finding Ways to Reduce Human Errors that Cause Workplace Accidents

by CoreMark Insurance Services | posted in Blog

An Indiana University of Pennsylvania professor is hoping that a study he is embarking on will yield new methods for reducing workplace injuries by identifying tools to motivate and engage workers in the safety process. The study will focus on human error and the role it plays in accidents, and accident prevention. Safety sciences professor Jan Wachter believes that human error in the workplace, while not completely preventable, can be managed by better tools to motivate and engage workers in the safety process. If his study yields new ways to manage safety in the workplace successfully, he hopes the results…
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Dec
02
2015

Why Slips, Trips and Falls Are So Hard to Avoid

by Cerrina Jensen | posted in Blog

Slips, trips and falls constitute the majority of general industry accidents, cause 15% of all accidental deaths, and are second only to motor vehicles as a cause of fatalities. With those stark realities, any employer that fails to guard against these preventable accidents is asking for an injury to occur. And despite all of American employers’ best efforts, slips trips and falls: • Result in more than 95 million lost work days per year (or about 65% of all work days lost). • Account for nearly 25% of all reported injury claims every year. • Accounted for a 17% increase…
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Nov
25
2015

How to Reduce Your Liability during Company Holiday Party

by Cerrina Jensen | posted in Blog

If you’re throwing your staff a Christmas party this year, don’t forget that holiday soirees also mean increased liability for workers’ comp, harassment and third-party injuries. For example, did you know that if one of your staff is injured at your holiday party it could trigger a workers’ comp claim, since it could be considered “within the course and scope of employment”? Workers’ comp and employment law attorneys have different opinions about this, but the overriding consensus is that some of it could become a workers’ comp claim if: • Attendance is mandatory, regardless of whether it’s expressed or implied….
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Aug
28
2015

How to Avoid Inheriting an Old Workers’ Comp Claim

by Cerrina Jensen | posted in Blog

One of the biggest shocks for an employer is to find out that a workplace incident aggravated a pre-existing injury that was sustained at one of the worker’s prior employers. Some people are serial workers’ comp claimants who may or may not be involved in filing fraudulent claims or malingering (stretching an injury claim out long after they can return to work). And some people, who have been injured at work while employed elsewhere, can re-injure that same injury, forcing your workers’ comp coverage to pay for an injury that may not have been sustained by someone who had not…
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Aug
11
2015

Many Small Businesses Can’t ID Workers’ Comp Fraud

by Cerrina Jensen | posted in Blog

Fraud eats away at workers’ comp costs for all businesses, but it hits small businesses the hardest as they may not have the resources to identify bogus claims. According to a new study by workers’ comp insurer Employers Holdings Inc., about 20% of small-business owners are not sufficiently prepared to identify workers’ compensation fraud. It’s estimated that at least 10% of claims are fraudulent, so identifying those illicit claims would keep your workers’ comp claims in check and reduce your workers’ comp premiums. Claims fraud happens when an employee tries to gain workers’ comp benefits by falsely stating that an…
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