Four trends in dental plan design

| posted in Blog

Subtle yet important trends are reshaping dental benefit plan designs as employers continue to search for ways to keep costs in check while making minimal impact on what they offer to their employees. While few employers are dropping dental coverage outright (in fact the number of employers offering them has grown), they are instead resorting to some new strategies, including: • Higher deductibles, • Lower plan coinsurance, • Adoption of preferred provider organizations (PPOs), and • Switching certain procedures from one category to another. While new products have emerged in the health insurance arena, there have not been the same…
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